Accident Tips
What to Do When You're in an Accident
You were in an accident. Now what? We're here to help. Check out the tips below, and then give us a call and we can get you back on the road in no time.
At the Accident Scene
- Notify Law Enforcement
- Stay calm and do what is necessary to keep your passengers and property safe
- Check for injuries and call for help if needed
- Do not leave the accident scene
- Record name, phone number, address and insurance information of the other driver/vehicle owner
- Do not admit or place blame at the accident scene
- Cooperate with Law Enforcement. Notify them of injuries, deaths or significant property damage
- Get the names and phone numbers of any witnesses
- Note the date, time and location
- Record weather conditions, cross streets and number of lanes
Vehicle is damaged and you are at fault
- Notify your insurance company
- Do they assess the damage?
- Do you need an estimate?
- Do they have the direct repair program?
- Choose the Collision Center that will repair your vehicle
- Remember: Your deductible applies to the damages to your vehicle. Liability coverage has no deductible and pays for the damage to some one else's vehicle. Let your liability insurance company deal with the other driver. You have enough to worry about.
Vehicle is damaged and you are NOT at fault
- Contact the insurance company of the person at fault
- Notify your insurance company
- Find out how claims are handled
- Do they assess the damage?
- Do you need an estimate?
- Do they have the direct repair program?
- Choose the Collision Center that will repair your vehicle
- You are entitled to a rental while your vehicle is in the shop for repairs
